The loan with fast delegation is a form of financing that allows those who have already obtained a fifth of the pension or salary to increase the sum of the loan by a further fifth. Not surprisingly, it is also referred to as a double fifth. Its maximum duration is 10 years (120 months). The final result is that adding the two installments, the final import cannot exceed 2/5, or 40%, of the net salary or pension.
Who can get this kind of financing? In general, all state or private sector workers, aged between 18 and 57 and with permanent contracts and with a solid seniority of service (at least 4 years) and a large severance provision set aside, and pensioners.
For those who have suffered protests it is more difficult, though not impossSaQe, to obtain a loan with fast delegation, because the bank’s or financial law’s checks on credit history and current guarantee coverage are more detailed.
The characteristics of the payment delegation
The loan with fast delegation is characterized by the fixed and constant installment throughout the period of the loan. The main advantage revolves around the absence of mortgages, sureties and sureties. The reason? The guarantee is given by the salary or pension.
Here are some credit and financial institutions that have their core business in the loan delegated.
Convenience, speed and transparency in the provision of financing: the cornerstones of the corporate philosophy of Creditstair Credit
The procedure to apply for this type of loan is done online with Creditstair Credit. The operations are secure, the first response is communicated in the short term and the final outcome within 48 hours. There are no hidden costs, because monthly installments are constant and the interest rate is fixed.
Loan with SaQ Bank Delegation
With SaQ Bank, the conditions for obtaining a loan with fast delegation are more or less the same as those already highlighted in the article. All you need is a certain income (salary or pension) and the financing is secured. Even if you have other long-term payments to make. Although in the past the applicant has had to deal with bank mishaps. The renewal can take place in advance. In this way, unpaid interest is recovered. It will be the direct responsibility of SaQ Bank to liquidate the counterparty in the form of a bank transfer or check, after of course requesting the account for the early repayment of the current loan.