The credit sector is in a phase of intense transformation. In particular, technological progress and the revolution taking place in the world of work have made it necessary.
With regard to the first aspect, the advent of new information technologies has allowed a more rapid relationship with customers, moving part of the work online with a streamlining of bureaucratic procedures that has met the liking of customers, especially the most allergic to dilating of the times they involve.
In the second case, on the other hand, the transformation introduced by the advent of flexibility, often pushed to the point of real insecurity, has led to the formation of a vast segment of atypical workers who do not have a pay slip or who, when they receive it, can use them only for limited periods.
The credit sector naturally had to take note of these factors, which were added to a prolonged and very heavy economic crisis, which on one hand put family budgets in obvious difficulty and on the other led to a significant increase in unemployment. The response to the mixing of these factors has therefore led to the launch of new formulas, which have sought to privilege in particular the speed of the process, precisely in consideration of the new opportunities offered by the proliferation of personal computers, tablets and smartphones, perfect tools for the direct contact between financial and consumers.
Credit runs on the Internet
If once it was necessary to go to a physical branch of the financial company identified as a possible interlocutor, today it is possible to connect with the website of the credit companies and establish an immediate contact, filling in a form with your personal and working data.
After starting the procedure, the process is reduced to a few required steps, in particular those aimed to establish whether the prospective client is in possession of the necessary requirements and submission of the required documentation. Should the answer be positive, it could all run out within a couple of working days. Just how quickly it all takes place considerably in recent years has prompted fast loans, which have now consolidated their appeal against a dynamic clientele and ready to interface with the banking world using new technologies.
Quick telephone loans
Naturally, once the first contact has been established, there is a need to carry on the relationship by telephone, with the operator charged by the company who is called upon to give clarifications on everything that needs to be done to overcome the obstacles to the longed-for loan.
At the same time, it should be noted that the fact of establishing contact with the company is not to say that the funding is secure, as the applicant must be able to offer certain guarantees, which are of two types:
1) adequate income capacity;
2) a credit history with no spots.
Regarding the first point, it should basically be employed with a regular permanent contracts or fixed-term but with a duration of employment that go to cover the inside of the repayment plan. In the absence of a paycheck or a pension, it can still demonstrate their ability to create recurring income such as through transfers on project work or renting a property.
For credit passed without spots instead refers to the non-inclusion of his name in some bad payers database, resulting from having failed in the past to regularly honor the repayment plan for a loan received.
If it is not possible to get back into these parameters, you can still get a fast loan, provided you present a guarantor, or a third party who takes on the burden of repaying the part of the debt possibly not paid by the principal contractor in the event of difficulty arisen.
In the event that you are unable to dispel any suspicion by the grantor, the amount requested will be credited to the applicant’s bank account within a couple of working days, resulting in narrowing of the timing. A feature that has found considerable appreciation on the part of consumers, who have allowed the fast loan to become increasingly popular.
Who provides fast telephone loans?
Among the companies that provide fast telephone loans, the first name can only be that of Astro Finance, a Bankate Group company that has been able to take on the speed needs of users, creating a proposal that sees rapid financing put together profiles of innovation and great convenience.
Astro Finance’s loans are aimed not only at those in possession of a regular paycheck, but also at problematic categories such as housewives or the unemployed, provided they can prove their ability to honor the amortization plan. A growing number of those who turn to Astro Finance because of its ability to launch highly versatile and customizable product, thus able to go to cover a very wide range of needs.