The universe of freelancers is very diverse in our country and therefore subject to analysis and discussion in an attempt to better understand an often elusive world. In fact, this label indicates often different realities such as freelancers, i-pros, second-generation self-employed workers and the so-called “VAT numbers”.
Thus it becomes quite complicated to be able to define the number of those who are really part of the sector, so that if, based on the ISTAT definition, it amounts to 1,393,240 units in 2016, adopting instead that of ACTA, they become about one third more, or 2,065,220, almost 10% of the Italian workforce. A sector therefore numerous and very important for the Italian economy, even if often neglected by politics.
Another source from which data on the number of freelancers at work in Italy can be drawn is the “2017 Report on the liberal professions in Italy”, edited by the Observatory for free professions of Confprofessioni, according to which the real number would be attested around 1.4 million, confirming what ISTAT said.
A number that, however, continues to grow despite the crisis, with an extremely intense pace, reaching 22% per year. Every year around 250 thousand people decide to embrace the profession and place themselves on the market, thus bringing Italy to the top of its continental classification.
The controversy over the actual number of freelancers in our country, then goes to mix with what concerns the statements coming from Brussels, according to which in Italy there would be little competition. Still from European sources, or from a report illustrated by the European Economic and Social Committee (Cese), there comes however another important datum, that related to income, based on which the Belpaese freelancers would be the worst paid in Europe, in addition to have a totally inadequate level of assistance.
These are comments shared by the trade associations, which have been denouncing legislative shortcomings for years and an often punitive attitude on the part of governments, which do not hesitate to make cash with a sector that is evidently considered an ATM.
As can be understood, therefore, it is an extremely problematic sector that should be better taken care of by politics, precisely in consideration of the fact that in the coming years freelancers will considerably increase their number.
Freelancers and credit
Because of their particular working conditions, freelancers represent a very special category for the credit sector. Not having a pay slip, in fact, they must be able to present alternative guarantees in order to access the loans, being in practice equated with other problematic categories, such as housewives or the unemployed.
Precisely in consideration of the vast number of people who are part of the category, almost 10% of the workforce as we have already mentioned, credit operators have had to put in place a series of proposals capable of meeting their needs, while looking for to offer collection security to a sector that in recent years has been subjected to strong tensions due to the so-called impaired loans, or those loans that have not been repaid by those who have been granted for the supervening difficulties to comply with the agreed repayment plan.
Quick loans to freelancers
Among the solutions that have been designed for freelancers, there are also fast loans, or the solution that provides the first contact on the credit company’s website. Even in this case, consumer acceptance was very positive, precisely because it allows the bureaucratic procedures to be reduced to the maximum.
The fast loan proposals are by now a custom by banks and financial institutions and the first in this sense is that of Astro Finance, a company that is part of the BNP Paribas Group and that for decades now has been offering solutions designed to meet the most varied needs, thanks to innovation profiles and great versatility.
Astro Finance’s fast loans are granted not only to those who have a pay slip or a pension slip to rely on for the repayment plan, but also to categories such as freelancers, the unemployed or housewives, provided they can demonstrate their ability to sustain a return plan. Loans that take advantage of new technologies to acquire the speed that is now an added value also for the consumer credit sector.